With the holiday shopping season in full swing, Hunter
Insurance would like to remind you to protect your expensive purchases. Before
insuring jewelry, it is always a good idea to have the items appraised to
secure adequate coverage for your valuables.
Since homeowner policies limit the
amount of coverage for jewelry, your valuables need to be appraised and then
added as a floater to your homeowners policy. This will ensure that the items
you treasure are properly covered.
Factors considered during an appraisal include whether the
item is made of precious stones; the cut clarity, color and weight of the gems;
the amount of gold or silver in an item; and whether the jewelry is an estate
or modern piece.
As a benefit for our customers, we have made special
arrangements with Christian Jewelers of Lincoln. Simply mention that you are a
Hunter Insurance customer and receive a 10% discount on appraisals.
If you have additional questions on how to protect your
holiday gifts, please contact Hunter Insurance at 769.9500.