Avoiding Mold

Mold occurs naturally throughout the environment—both indoors and outdoors. And during these warm months, mold can be found indoors more often than during the winter months. In fact, mold spores could probably be found in nearly every structure in the United States, regardless of how new or clean the structure is. That’s because mold—in normal amounts—is no more dangerous than dust or pollen.

However, excessive amounts of mold, certain types of mold and/or exposure to molds may present health concerns for some people.

If there is an ongoing moisture problem in your office or home it is important to be alert for:

• The presence of visible mold 
• Strong, musty odors, which may indicate mold is present 
• Any evidence of past moisture problems that might have caused mold growth 

These conditions may require the expertise of a qualified Indoor Air Quality/Environmental Professional to inspect the building for mold growth and water damage problems.

Usually, mold damage is covered by your homeowner’s insurance if it is the direct result of another claim, such as water damage. If you have questions about whether mold in your home is covered by your homeowner’s policy, please contact Hunter Insurance at 401-769-9500.

Hurricane Preparedness

Hurricanes do not strike Rhode Island all that often, but when one does hit, it can cause devastating property loss, serious personal injury or even death. To make sure you have adequate insurance coverage and are well prepared for such events, the Trusted Choice independent insurance agents, who include Hunter Insurance Agency, have established a comprehensive hurricane-related website.

Insuringconfidenceri.com has pages addressing deductibles, ways to minimize damage, available emergency resources, and what to do when a hurricane makes landfall.

Hurricane preparedness means taking action before a tropical cyclone strikes to lessen the damage and personal danger such storms can cause. It improves your chances that you and your possessions will come through a storm safely.

Take action now to ensure you are safe and adequately insured. If you have questions about preparing for a hurricane, contact Hunter Insurance at 401-769-9500.